👨👩👧👦 The Situation: A New Home for a Growing Family
We’ve worked with this couple for years. Now, with two young children and a move to a bigger home on the horizon, they came to us for help arranging a new mortgage.
As part of the process, we suggested taking a look at their existing protection policies — something many families overlook.
💡 What We Found
While reviewing their insurance, we discovered something that’s more common than you’d think:
Mum had been paying £40 per month for a life insurance policy she no longer needed.
It had been in place for 4 years — costing nearly £2,000 in total — with no longer relevant benefits or structure.
✅ What We Did
We took the opportunity to streamline and upgrade their entire protection setup:
- Designed a single family-wide protection plan
- Life insurance for both parents
- Critical illness cover
- Protection for both children
- Ensured the cover was relevant, affordable, and future-proof
- Arranged everything as part of the mortgage process — no extra admin or time burden for them
- Cancelled the outdated policy that was no longer needed
🧾 The Outcome
✔️ Mum no longer overpaying for unnecessary cover
✔️ Whole family protected under one streamlined policy
✔️ Greater cover, tailored to their new lifestyle and mortgage
✔️ No fee for the review or policy updates
✔️ Peace of mind as they move into their next chapter
👀 Why This Matters
Many people think of insurance as a one-and-done task — but life changes, and your protection needs to keep up.
💬 "Am I double paying?"
💬 "Does this cover what I think it does?"
💬 "Do I even need this policy anymore?"
These are the questions we help families answer every single day.
💬 You Don’t Have to Be a Mortgage Client
You don’t need to be applying for a mortgage with us to have your protection policies reviewed.
We offer:
✔️ No fee reviews
✔️ No pressure
✔️ No fee to set up or update your cover
Whether it's life insurance, income protection, or critical illness cover (for adults and kids), we’ll help you understand exactly what you have — and what you might be missing.
📲 Ready for a Quick Review?
Let’s make sure you’re not overpaying or under-covered.
One call could save you money and protect what matters most.
➡️ Book your protection review with us today.
The information contained within was correct at the time of publication but is subject to change.
