Phil began his working life as a professional footballer, making over 200 first team appearances for a range of clubs including his boyhood team West Ham United. Due to persistent injuries, Phil had to retire early and decided to begin a career in financial services.

Over the years, Phil has had a number of different roles in the industry. He was a Senior Manager at Zurich and then became a fully-fledged IFA (independent financial adviser), which included the management of pension and investments, alongside mortgage and protection.

In 2010, Phil decided to specialise in the mortgage and protection market only; as this is where his passion lied. He grew a successful mortgage and protection practice and with the introduction of his son Liam, he set up go2mortgages in 2016. Having a wealth of experience, Phil specialises in the more complicated and intricate areas of the mortgage market and is hugely passionate about creating appropriate protection packages for his clients. Out of the office, Phil loves to spend time with his family and still has a keen interest in his boyhood club, West Ham United.