Getting a mortgage is a big financial commitment, but we’re here to make it simple. At go2mortgages, we provide honest, professional, and tailored advice to find the right mortgage for you. With access to a wide range of lenders, we secure competitive deals that fit your needs.
We guide you through the entire process, keeping you informed every step of the way. Plus, our support doesn’t stop at your mortgage—we work with trusted solicitors and offer comprehensive protection solutions to safeguard your financial future.
We promise to recommend the right mortgage for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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There are a number of different fees that will occur during the home buying process. You will need to appoint a solicitor to handle the legal work. You may also have to pay Stamp Duty depending on status and purchase price of the property in question. It is important to not forget smaller expenses such as valuation of the property, removal costs and buildings insurance. Early on in the process, we will help you identify the particular costs you will incur and encourage you to plan for this accordingly.
The fee we charge is dependent on the complexity of the case. For the vast majority of the work we do, we will charge a fee of between £295 - £395. There are occasions where we do have to charge more than that, but if we do, this will be disclosed from the outset. We DO NOT charge the fee until both parties have agreed to move forward and the administrative work has begun. Therefore, initial meetings are free of charge.
The amount of deposit you need is worked out as a percentage of the value of the property and you borrow the rest in the form of a mortgage. The largest mortgage you are able to take is 95%, therefore the minimum deposit you need is 5%. A popular method of assisting first time buyers to purchase their first home is where their extended family provides the funds for deposit. There are a number of specialist products in this field which we can access and discuss.