Expert Mortgage & Protection Advice for First Time Buyers
Getting a mortgage is a big financial commitment, but we’re here to make it simple. At go2mortgages, we provide honest, professional, and tailored advice to find the right mortgage for you. With access to a wide range of lenders, we secure competitive deals that fit your needs.
We guide you through the entire process, keeping you informed every step of the way. Plus, our support doesn’t stop at your mortgage—we work with trusted solicitors and offer comprehensive protection solutions to safeguard your financial future.
Let us help you secure the best deal with confidence.
Commonly asked questions
If you don't see an answer to your question, you can send us an email from our contact form.
There are a number of different fees that will occur during the home buying process. You will need to appoint a solicitor to handle the legal work. You may also have to pay Stamp Duty depending on status and purchase price of the property in question. It is important to not forget smaller expenses such as valuation of the property, removal costs and buildings insurance. Early on in the process, we will help you identify the particular costs you will incur and encourage you to plan for this accordingly.
The fee we charge is dependent on the complexity of the case. For the vast majority of the work we do, we will charge a fee of between £295 - £395. There are occasions where we do have to charge more than that, but if we do, this will be disclosed from the outset. We DO NOT charge the fee until both parties have agreed to move forward and the administrative work has begun. Therefore, initial meetings are free of charge.
The amount of deposit you need is worked out as a percentage of the value of the property and you borrow the rest in the form of a mortgage. The largest mortgage you are able to take is 95%, therefore the minimum deposit you need is 5%. A popular method of assisting first time buyers to purchase their first home is where their extended family provides the funds for deposit. There are a number of specialist products in this field which we can access and discuss.
“I recently had the pleasure of working with Aggie from Go2Mortgages, and I cannot recommend her highly enough. She was incredibly helpful in guiding me through the process of selecting the right insurance plan, especially considering my previous accident and health issues. Aggie demonstrated a remarkable level of competence and knowledge, making the entire experience much easier to navigate. She presented the information in a clear and understandable manner, which I greatly appreciated. What stood out the most was her ability to recommend the best option for me, ensuring that both I and my daughter would feel safer with a plan tailored to our needs. Thanks to Aggie's expertise and support, I now have the peace of mind I was looking for. Thank you, Aggie!”
Kate Schmidt
“My partner and I could not recommend Go2Mortgages enough! We had Phil for mortgage advice - he’s brilliant, and was always prepared for any (lots of) questions we had. And the brilliant Aggie for help with life insurance. Aggie is so attentive and super helpful! Everything is prompt and communication is clear. Could not fault them!”
Hannah Wardrop
“Liam was absolutely fantastic. He was always contactable and made a complicated process extremely easy. Our fee covered us from start to completion even after our initial property fell through. I can’t recommend them enough.”
Josh Chadwick
“Liam and his team were absolutely fantastic. Go2 assisted us with the mortgage & home insurance for our house purchase and also put life insurance in place. Our purchase took over 10 months, so we had to apply for another mortgage as the first one had expired. All communication was dealt with promptly, everything sent was very clear and in summary, Go2Mortgages are just very easy to deal with. Would 100% absolutely recommend Go2 should you have any mortgage or protection needs.”
Craig Baker
“Go 2 mortgages are fantastic. From the first point of contact they have been easy to talk to and always respond quickly. Liam and the team are fantastic and so thorough to make sure getting the best deal for you and your family!!! Aggie was also fantastic with insurances and we are now fully covered within our budget which is fantastic! Thank you all for helping us buy our family home & make sure we are covered if the worst were to happen!”
Jessica Tregar
